Payment Options

Payment Options at Top Spine Chiropractic in Worcester

We believe everyone deserves access to high-quality chiropractic care—regardless of insurance coverage. That’s why we offer flexible and transparent payment options to fit your needs.

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💳 Cash, Credit & Debit Card Payments (No Insurance Needed)

No insurance? No problem.

We offer affordable care plans and accept cash, credit, and debit cards for all services. Over 1,000 patients have benefitted from our flexible, easy-to-understand payment arrangements—and you can too.

• Visa, MasterCard, Discover, and American Express accepted
• Simple pay-as-you-go or pre-paid plan options
• Use your HSA, HRA, or FSA cards for eligible services
• All financial arrangements are discussed before any care begins

Let us help you build a care plan that works for your health and your budget.

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🏥 Health Insurance

These days, most insurance plans cover very little, if anything, for natural, drug-free chiropractic care. That’s why we make the process as easy as possible for you.

• We verify your chiropractic benefits before you begin care
• We submit claims on your behalf
• If insurance pays anything after your deductible, we’ll accept that payment directly
• You’re only responsible for your deductible, co-pays, co-insurance, or any non-covered services
• You’re welcome to use HSA, HRA, or Flex Spending accounts here

Whether you’re in-network or out-of-network, we’ll guide you through your options.

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🚗 Auto Accident Injuries (100% Covered)

If you’ve been in a car accident—even if you were at fault or a passenger—you may be eligible for 100% covered care.

Here’s what we need:

• Your auto insurance claim number
• Insurance company contact info
• Attorney’s information (if applicable)

We’ll handle the paperwork so you can focus on healing.

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🛠️ Workplace Injuries (100% Covered)

Work-related injuries are typically covered at 100% for up to 12 weeks through Workers’ Compensation.

We just need:

• Your claim number
• Your Work Comp insurance information

We’ll take care of the billing and get you on the path to recovery quickly.

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🧓 Medicare

We proudly participate with Medicare Part B.

• After you meet your annual deductible, Medicare covers 80% of spinal adjustment costs
• You’re responsible for the remaining 20% and any additional services not covered

⚠️ Please note: Due to federal regulations, New Patient Special Offers are not available for those covered by Medicare or other federal aid programs.

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✅ Let’s Keep It Simple

All payment arrangements are made upfront, so there are no surprises. Whether you’re paying out of pocket, using insurance, or recovering from an injury, we’ll make the financial part of your care stress-free.

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📅 Ready to get started?

Schedule your consultation today and let’s build a care plan that works for you.